Paytm is a transparent and ethical company that its ethics and values are intentionally used all across. Paytm is bound by the relevant law of the land. Paytm stands for “Pay through mobile” and it is India’s largest mobile payments and commerce platform. Paytm supports instant refunds on debit/credit cards, net banking and UPI within a minute or two post-initiation. Refunds for orders paid via Paytm Wallet and Paytm Postpaid are always instant by default and made to the respective method.